Do you run a family? Do you have dependents who rely on your earnings for their living expenses? If you have an affirmative answer to these questions then you should think about your family’s future now! But how? Well, we are a materialistic generation, we do not buy a car without an insurance, and we go for data protection plans or anti-theft plans for our mobile devices. But have we thought about what if something happened to us, who will look after our dependents? Family, spouse or kids? The way we back up our data to protect it from any future inconsistencies, in a similar way we should have the financial backup to take care of the uncertainties of life. This is where term insurance becomes a major contributor for our secure plan of action.
Still not convinced for the need of life insurance? Let us help you then.
In the snap below, that’s me repairing a LED TV which had faulty backlights, but that’s not always possible and repair costs can be more than the actual price of the product. To avoid such scenarios we get insurance for our precious gadgets like smartphones and tablets against any damage and theft, but what about life? If insurance is so important for a device which is only worth some 50K bucks, why not for life and health?
Your life and health is worth multiple times more to your family and it is an absolute must to take life insurance for financial security of your loved ones.
Need more convincing, never mind, we have got you covered. We at TechQuark.com are crazy about device drop and smash test, like literally! We just smashed a pool ball against a mobile phone to see how good the gorilla glass is on the phone. We do this to help you know if your phone can take unintentional drops and hits, but still, accidents can happen and that’s why we take insurance for our beloved mobile devices. Now, we all can agree that life is much more important than a mobile device, as you cannot buy a new life from a shop, right? Your life is very important to your family as you are the bread earner and your family is dependent on you.
We hope by now you are convinced that life insurance is a must and so we started looking for a term insurance plan and our research led us to ICICI Pru’s iProtect Smart, which is an insurance plan with many benefits and conveniences for an individual and his family.
While collecting more data about it we found out that it gives you option to cover yourself against 34 critical illnesses and offers claim payment upfront on detection, making it industry’s first insurance term plan offering such portfolio. According to ICICI Prudential Life’s statistics, 1 out of 3 consumers has opted for this plan due to the huge benefits.
Let us have a quick sneak-peak into the benefits of ICICI Pru iProtect Smart and why should we secure out family’s future with it.
1) Budget Friendly
We have numerous monetary commitments in daily lives such as house rents, electricity bills, food and entertainment expenses, grocery bills and many more. With so much at hand, we indulge in thinking that it is not always affordable to buy a term plan. But, ICICI Pru iProtect Smart have affordable premiums keeping it light on the pocket and also one can pay premiums in yearly, half-yearly or monthly modes.
2) Various Payout Options
This is specifically designed considering the various needs, for instance, there can be a monthly home loan EMI or an annual fee for child’s education. Since each of these has different requirements, ICICI Pru iProtect Smart gives flexibility of 4 such different payout options to the nominees so that they can lead a comfortable life.
3) Accidental Benefit
ICICI Prudential Life’s – iProtect Smart term insurance gives us the flexibility to add an accidental cover of our choice during or even after the insurance purchase.
4) A Cover on Terminal Illness
Terminal illnesses such as AIDS is not only life-threatening but the treatment rotten our financial savings as well. ICICI Pru iProtect Smart helps in claiming the benefit before death and paying through the insurance money before any mishap.
5) Longer Cover
Buying a term insurance in the early stages of one’s life is always a benefit. The earlier we buy an insurance the lesser premium it will have, also, ICICI Pru iProtect Smart provides cover till the age of 75.
6) Pays on 34 Critical Illnesses
We love our families and don’t want them to be in any uncertain stage where they have to suffer. Even if we met with a critical illness, ICICI Pru iProtect Smart gives claim payout immediately on the detection on any of the covered 34 critical illnesses. It is an optional benefit that can be added to ICICI Pru iProtect Smart.
7) Buy MWP Act Online
We buy term insurance and get troubled by the thought of our insurance not being claimed by our close family, rather our creditors trying to claim it after us? In order to ensure that our family is not bothered with such frauds there is an option to protect the insurance amount. You can buy online term plan ICICI Pru iProtect Smart under Married Women’s Property Act.
Well, with such terrific benefits that are built considering the best we can do for our families, even when we are or we are not with them physically, ICICI Pru iProtect Smart is truly a commendable term insurance plan. With the various payout options and features, this term plan makes sure that under any uncalled circumstances our families will always be under our protection.
Disclaimers – https://bit.ly/2MrO2Ap